Terms & Conditions

Please read these Terms and Conditions ("Agreement", "Terms and Conditions") carefully before using www.tspadvisors.com ("the Site") operated by TSP Advisors ("us", "we", or "our"). This Agreement sets forth the legally binding terms and conditions for your use of this website. By accessing or using the Site in any manner, including, but not limited to, following allocation recommendations contained in the subscriber area, visiting or browsing the Site or contributing content or other materials to the Site, you agree to be bound by these Terms and Conditions. Capitalized terms are defined in this Agreement.

REFUND POLICY: If you are not 100% satisfied with your purchase and wish to deactivate your account, you may contact our billing department. Please review the information below to determine if you will be eligible for a refund. Please include your customer number (found on your invoice), your name and your e-mail address with your request.

  • For 6 month and annual memberships, a refund will be issued for the prorated amount when a subscriber notifies us via e-mail within 60 days of purchase. After the 60 day period has expired, we will not be able to issue a refund. Also, any referral fees will be forfeited if you do not have an active account at the time referral fees are paid.
  • We apologize but we are not able to issue refunds for monthly memberships.

PRIVACY POLICY: At TSP Advisors, your privacy is our priority. We are committed to protecting you and we will utilize all measures to protect your personal information.

What Information Do We Collect? We only collect information that is related to your order. This includes your:

  • Name
  • Address
  • Email Address
  • Log Data. We collect information that your browser sends whenever you visit our site ("Log Data"). This data may include information such as your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

How Do We Use the Information We Collect? Your name, e-mail and address information is used solely to process orders and communicate with subscribers. This information will NEVER be sold, given, rented or traded to others. Since we only allow payment via Paypal, we NEVER have access to your credit card number. We are fully PCI compliant.

Correcting/Updating Your Personal Information. After your initial purchase, you may correct/update your personal information by clicking on the ‘My Account” link, entering your ID and password and clicking the appropriate tab.

Our Use of Cookies. Cookies are pieces of information that your browser stores on your computer's hard drive which identify you when you enter a site more than once. If you have set your browser to reject cookies, our site will not identify you when you enter and you will need to manually type in your ID and password each time.


Intellectual Property: The Site and its original content, features and functionality are owned by TSP Advisors and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Termination: We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Links To Other Sites: Our Site may contain links to third-party sites that are not owned or controlled by TSP Advisors. TSP Advisors has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party sites or services. We strongly advise you to read the terms and conditions and privacy policy of any third-party site that you visit.

Governing Law: This Agreement (and any further rules, polices, or guidelines incorporated by reference) shall be governed and construed in accordance with the laws of California, United States, without giving effect to any principles of conflicts of law.

Changes To This Agreement: We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions by posting the updated terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms and Conditions. Please review this Agreement periodically for changes. If you do not agree to any of this Agreement or any changes to this Agreement, do not use, access or continue to access the Site immediately.

TSP Advisors (TSPA) is a commercial service not associated in any way with the U.S. government, Thrift Savings Plan or any other government agency. TSPA does not offer personalized investment advice nor should any information contained in this website be construed in any way as investment advice. All subscribers or any other person utilizing this website should perform their own due diligence before making allocation decisions in their TSP account. TSPA notifications and corresponding advice are for informational and educational purposes only. No assumptions can be made that past performance will be indicative of future results. TSPA does not assume any liability for losses that may result from any persons reliance on the notifications and/or suggested allocations provided by this website.